← learn · guide · verified as of 2026-07-09
Special funds
A CMA-licensed special fund (like Mansa-X or OAK) actively trades across local and global markets, targeting a higher return than a plain MMF in exchange for a lock-in period and a much higher minimum.
from KES 250,000a few working days (fund manager onboarding)risk 4/5
Steps
- 1Read the fund's current published fact sheet (net return, fees, minimum) — never a manager's marketing page alone.
- 2Contact the manager (e.g. via their listed phone/WhatsApp/email) to start onboarding.
- 3Complete their KYC — ID, KRA PIN, and source-of-funds documentation.
- 4Fund your account at or above the published minimum and confirm your lock-in period.
By the end you hold units in a special fund, subject to its stated lock-in.
Costs & taxes
| Item | Amount | Note |
|---|---|---|
| Management fee | Varies by fund — e.g. 6% p.a. pro-rated (OAK, published) | Already inside the published net return for funds that report net-of-fees figures — check each fund's own reporting basis. |
| Distribution tax | Exempt for the funds currently tracked here | Mansa-X and OAK both report tax-exempt structures under CIS rules — confirm current status on the fund's own fact sheet. |
| Minimum investment | KES 250,000 (Mansa-X) · KES 500,000 (OAK) | Verified against each manager's own 2025 full-year fact sheet — see /status for the exact retrieval date. |
Risk
Medium-high risk: these funds use leveraged instruments (CFDs, derivatives) and their headline returns are historical, not promised — see each fund's own fact sheet on /compare/assets before assuming next year repeats last year.
Medium-high (equities, leveraged special funds)
See it in the product
Sources
- Mansa-X 20.74% 2025 net return, KES 250,000 minimum, 6-month lock-in — SIB MansaX 2025 full-year fact sheet — verified MP-A session, see BUILD_LOG · retrieved 2026-07-09
- OAK 18.99% 2025 net return, KES 500,000 minimum, 6% p.a. management fee — oak.africa 2025 full-year fact sheet — verified MP-A session, see BUILD_LOG · retrieved 2026-07-09
Automated analysis for information & education. Not investment advice. For advice tailored to your situation, consult a CMA-licensed investment adviser.