Banking · EQUITY
ABSA
ABSA Bank Kenya Plc
Ksh 33.45
0.00% today
close 13 Jul 2026 · source mystocks
5 owned trading days · 07 Jul 2026 → 13 Jul 2026 · KES 33.10–33.45 · true span — the pipeline hasn't accumulated more yet
Why grade C: newest statement 18 months old · only 2 FYs of history (need 3)
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Automated analysis for information & education. Not investment advice.
The five pillars
composite Founding feature · KES 149/mo — open during beta
scored 13 Jul 2026 · weights profile Banking · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value62
- P/E 9.582 ·w25
- P/B 2.3032 ·w20
- earnings yield 10.5% vs 364d T-bill 8.99% (spread +1.5pp)65 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +10.1% YoY67 ·w10
Financial health89
- F-Score 8/9 signals passed89 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality77
- ROE 24.2%97 ·w25
- net margin 30.4% (financial bands)100 ·w20
- net margin -0.9pp over window(short window)41 ·w15
- ROA 3.5%34 ·w15
- debt/equity 5.90× (financial-sector leverage bands)76 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability89
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 3.6% at current price45 ·w20
- earnings cover the dividend 2.93×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 34% of earnings100 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity60
- median daily turnover ≈ KES 8,082,739 over 5 observed days(short window)73 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 0.4bp of market cap (shares est. from NI÷EPS)(short window)4 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 62.8B | KES 19.1B | 3.52 | 1.20 |
| 2023 | KES 56.2B | KES 17.6B | 3.24 | 1.10 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
ABSA Bank Kenya trades at 33.45 KES. Its strongest pillar is health, where an F-Score of 8 out of 9 signals passed reflects disciplined operational mechanics typical of a well-run financial institution. Quality ranks second, anchored by a return on equity of 24.2% and a net margin of 30.4%—both indicating the bank extracts profit efficiently from its lending and fee operations. The weakest pillar is value, where the price-to-book ratio of 2.30 pulls the overall assessment down despite a P/E of 9.5 and earnings yield of 10.5%, which sits 1.5 percentage points above the 364-day T-bill rate of 8.99%.
An overall verdict is withheld; the newest financial statement is 18 months old, and only 2 fiscal years of history exist where 3 are needed for reliable pattern detection. Dividend history is solid—paid in both observed years, never cut, and covering 2.93 times by earnings—yet momentum carries no score because data collection only began on 2026-07-07. Liquidity is thin: median daily turnover of approximately 8.7 million KES represents just 0.5 basis points of estimated market capitalisation. Confidence grades C. A fresh annual filing would materially sharpen the picture.
Automated analysis for information & education. Not investment advice.
generated 13 Jul 2026, 00:53 EAT · every figure machine-checked against the engine's computed inputs · identical for all readers