Banking · EQUITY
BKG
BK Group Plc
Ksh 61.75
▲2.07% today
close 06 Nov 2026 · source mystocks
68 owned trading days · 07 Jul 2026 → 06 Nov 2026 · KES 54.00–66.25
Why grade C: newest statement 22 months old · only 2 FYs of history (need 3)
Automated analysis for information & education. Not investment advice.
The five pillars
composite —/100Data C
scored 06 Nov 2026 · weights profile Banking · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value86
- P/E 8.587 ·w25
- P/B 1.1385 ·w20
- earnings yield 11.8% vs 364d T-bill 9.03% (spread +2.7pp)77 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +20.8% YoY100 ·w10
Financial health100
- F-Score 9/9 signals passed100 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality66
- ROE 13.3%53 ·w25
- net margin 24.5% (financial bands)82 ·w20
- net margin +2.1pp over window(short window)71 ·w15
- ROA 1.9%28 ·w15
- debt/equity 5.94× (financial-sector leverage bands)76 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability85
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 2.9% at current price36 ·w20
- earnings cover the dividend 4.04×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 25% of earnings83 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity49
- median daily turnover ≈ KES 560,432 over 68 observed days(short window)44 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 0.3bp of market cap (shares est. from NI÷EPS)(short window)3 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 9.8B | KES 2.4B | 7.27 | 1.80 |
| 2023 | KES 8.5B | KES 1.9B | 5.76 | 1.50 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
The composite verdict is withheld due to low-confidence data. The newest financial statement is 22 months old, and only two full years of history are available when three are needed for reliable scoring. Within what is available, the value pillar ranks highest, supported by a P/E of 8.3 and earnings yield of 12.1% against the 364-day T-bill rate of 9.03%, a spread of 3.0 percentage points. The quality pillar ranks lowest, reflecting an ROA of 1.9% that pulls the score down, though net margin stands at 24.5% and has expanded 2.1 percentage points over the window. The health pillar scores perfectly on the F-Score (9/9 signals passed). Revenue and earnings grew 20.8% year-on-year, and revenue never declined over the observation window. The dividend pillar shows a payout ratio of 25% of earnings covered 4.04 times, with no cut observed across two years, though the current yield stands at 3.0%.
BK Group Plc trades at 60.25 KES as of 2 November 2026. The earnings yield of 12.1% exceeds the T-bill rate, creating a positive spread. Momentum is still building (since 7 July 2026) and carries no score yet. Liquidity is thin: median daily turnover approximates KES 583,229 over 64 observed days, representing only 0.3 basis points of estimated market cap. Data confidence is graded C. An updated filing or three full years of audited accounts would materially strengthen the picture.
Automated analysis for information & education. Not investment advice.
generated 02 Nov 2026, 17:48 EAT · every figure machine-checked against the engine's computed inputs · identical for all readers