Investment · EQUITY
CTUM
Centum Investment Company Plc
Ksh 14.60
▲1.39% today
close 13 Jul 2026 · source mystocks
5 owned trading days · 07 Jul 2026 → 13 Jul 2026 · KES 14.40–14.90 · true span — the pipeline hasn't accumulated more yet
Why grade C: newest statement 27 months old · only 2 FYs of history (need 3)
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Automated analysis for information & education. Not investment advice.
The five pillars
composite Founding feature · KES 149/mo — open during beta
scored 13 Jul 2026 · weights profile Investment · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value100
- P/E 4.9100 ·w25
- P/B 0.28100 ·w20
- earnings yield 20.5% vs 364d T-bill 8.99% (spread +11.6pp)100 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +22.9% YoY100 ·w10
Financial health78
- F-Score 9/9 signals passed100 ·w70
- interest coverage 2.8× (stored ratio — not derivable from raw lines)28 ·w30
Quality64
- ROE 5.7%23 ·w25
- net margin 22.2% (non-financial bands)100 ·w20
- net margin +3.5pp over window(short window)85 ·w15
- ROA 2.9%32 ·w15
- debt/equity 0.94× (standard bands)69 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability84
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 3.8% at current price47 ·w20
- earnings cover the dividend 5.45×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 18% of earnings61 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity48
- median daily turnover ≈ KES 453,139 over 5 observed days(short window)41 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 0.5bp of market cap (shares est. from NI÷EPS)(short window)5 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 9.0B | KES 2.0B | 3.00 | 0.55 |
| 2023 | KES 8.0B | KES 1.5B | 2.25 | 0.50 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
The AI analyst narrates this counter's computed numbers in plain language — same brief for every reader, checked so it never invents a figure. Not yet generated for this counter