Investment · EQUITY
CTUM
Centum Investment Company Plc
Ksh 16.45
▼1.20% today
close 06 Nov 2026 · source mystocks
68 owned trading days · 07 Jul 2026 → 06 Nov 2026 · KES 14.40–19.30
Why grade C: newest statement 31 months old · only 2 FYs of history (need 3)
Automated analysis for information & education. Not investment advice.
The five pillars
composite —/100Data C
scored 06 Nov 2026 · weights profile Investment · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value100
- P/E 5.5100 ·w25
- P/B 0.31100 ·w20
- earnings yield 18.2% vs 364d T-bill 9.03% (spread +9.2pp)100 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +22.9% YoY100 ·w10
Financial health78
- F-Score 9/9 signals passed100 ·w70
- interest coverage 2.8× (stored ratio — not derivable from raw lines)28 ·w30
Quality64
- ROE 5.7%23 ·w25
- net margin 22.2% (non-financial bands)100 ·w20
- net margin +3.5pp over window(short window)85 ·w15
- ROA 2.9%32 ·w15
- debt/equity 0.94× (standard bands)69 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability83
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 3.3% at current price42 ·w20
- earnings cover the dividend 5.45×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 18% of earnings61 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity50
- median daily turnover ≈ KES 702,610 over 68 observed days(short window)46 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 0.6bp of market cap (shares est. from NI÷EPS)(short window)6 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 9.0B | KES 2.0B | 3.00 | 0.55 |
| 2023 | KES 8.0B | KES 1.5B | 2.25 | 0.50 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
Centum Investment Company trades at 16.85 KES. The value pillar scores at the upper end of the scale, led by a P/E of 5.6 and P/B of 0.32; the earnings yield of 17.8% exceeds the 364-day T-bill rate of 9.03% by 8.8 percentage points, and revenue and earnings grew 22.9% year-on-year. Health scores solidly, with an F-Score of 9/9, though interest coverage of 2.8× is the weaker component. Quality is middling: net margin stands at 22.2% and has expanded 3.5 percentage points over the observation window, but ROE of 5.7% and ROA of 2.9% remain modest. The dividend pillar ranks near the top, reflecting consistent payouts in both observed years with 5.45× earnings cover, though the yield is 3.3% and payout ratio is 18% of earnings. Momentum data are still building, with history only since 7 July 2026.
An overall verdict is withheld: the newest financial statement is 31 months old, and only 2 fiscal years of history exist when 3 are needed for confidence. Liquidity is thin, with median daily turnover around KES 704,879 representing just 0.6 basis points of market cap. Data confidence carries a C grade. Fresh results would reset the age deficiency and extend the track record needed to support a firm read.
Automated analysis for information & education. Not investment advice.
generated 03 Nov 2026, 17:46 EAT · every figure machine-checked against the engine's computed inputs · identical for all readers