Banking · EQUITY
DTK
Diamond Trust Bank
Ksh 146.75
▲1.03% today
close 13 Jul 2026 · source mystocks
5 owned trading days · 07 Jul 2026 → 13 Jul 2026 · KES 145.25–147.25 · true span — the pipeline hasn't accumulated more yet
Why grade C: newest statement 18 months old · only 2 FYs of history (need 3)
Sign in to watch this counter or set a factual alert.
Automated analysis for information & education. Not investment advice.
The five pillars
composite Founding feature · KES 149/mo — open during beta
scored 13 Jul 2026 · weights profile Banking · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value100
- P/E 6.0100 ·w25
- P/B 0.70100 ·w20
- earnings yield 16.6% vs 364d T-bill 8.99% (spread +7.6pp)100 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +20.6% YoY100 ·w10
Financial health100
- F-Score 9/9 signals passed100 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality64
- ROE 11.5%46 ·w25
- net margin 22.3% (financial bands)74 ·w20
- net margin +2.7pp over window(short window)77 ·w15
- ROA 1.7%27 ·w15
- debt/equity 5.61× (financial-sector leverage bands)80 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability77
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 2.2% at current price27 ·w20
- earnings cover the dividend 7.59×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 13% of earnings44 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity77
- median daily turnover ≈ KES 19,494,417 over 5 observed days(short window)82 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 4.7bp of market cap (shares est. from NI÷EPS)(short window)47 ·w30
Dividend timeline
announced dividends on record, per share, oldest to newest
Evenly spaced by announcement order, not calendar time — see the dates at each marker.
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 30.5B | KES 6.8B | 24.29 | 3.20 |
| 2023 | KES 27.0B | KES 5.3B | 18.93 | 3.20 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
The AI analyst narrates this counter's computed numbers in plain language — same brief for every reader, checked so it never invents a figure. Not yet generated for this counter