Banking · EQUITY
EQTY
Equity Group Holdings Plc
Ksh 99.00
▼0.50% today
close 06 Nov 2026 · source mystocks
68 owned trading days · 07 Jul 2026 → 06 Nov 2026 · KES 83.75–107.75
Why grade C: newest statement 22 months old · only 2 FYs of history (need 3)
Automated analysis for information & education. Not investment advice.
The five pillars
composite —/100Data C
scored 06 Nov 2026 · weights profile Banking · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value82
- P/E 8.089 ·w25
- P/B 1.2082 ·w20
- earnings yield 12.5% vs 364d T-bill 9.03% (spread +3.4pp)84 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +8.8% YoY63 ·w10
Financial health100
- F-Score 9/9 signals passed100 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality69
- ROE 18.9%75 ·w25
- net margin 24.0% (financial bands)80 ·w20
- net margin +0.9pp over window(short window)59 ·w15
- ROA 2.6%30 ·w15
- debt/equity 6.31× (financial-sector leverage bands)71 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability91
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 4.3% at current price54 ·w20
- earnings cover the dividend 2.90×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 34% of earnings100 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity74
- median daily turnover ≈ KES 72,435,361 over 68 observed days(short window)96 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 1.9bp of market cap (shares est. from NI÷EPS)(short window)19 ·w30
Dividend timeline
announced dividends on record, per share, oldest to newest
Evenly spaced by announcement order, not calendar time — see the dates at each marker.
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 193.8B | KES 46.5B | 12.34 | 4.25 |
| 2024 | KES 161.0B | KES 48.8B | 12.91 | 4.25 |
| 2023 | KES 134.0B | KES 42.0B | 11.10 | 4.00 |
| 2023 | KES 181.7B | KES 42.0B | 11.12 | 4.00 |
source filing:4e2d1a50-cc56-4c02-8655-502bb645acc8 · refreshed per filing as filings are processed
Analyst brief
Equity Group Holdings trades at 95 Kes per share as of 2 November 2026. The value pillar scores strongly, led by a P/E of 7.7 and an earnings yield of 13.0%—a spread of 4.0 percentage points above the 364-day T-bill rate of 9.03%—though revenue and earnings growth at 8.8% year-on-year moderates that strength. Financial health signals all nine F-Score criteria passed. Quality shows ROE of 18.9% and net margin of 24.0%, offset by ROA of 2.6% and debt-to-equity leverage of 6.31× (within financial-sector norms). The dividend pillar ranks highest, with earnings covering the payout 2.90× and no cuts over two observed years, though the yield stands at 4.5%. Momentum has insufficient history to score.
An overall verdict is withheld: the newest financial statement is 22 months old, and only two fiscal years of history exist where three are required for confidence. Individual facts show a stable dividend history, strong valuation metrics relative to the T-bill rate, and passed financial health signals, but these cannot be synthesized into a summary without fresher data. The confidence grade is C. Liquidity is adequate, with median daily turnover around 75 million Kes over 64 observed days. A fresh annual or interim filing would clarify whether the business trajectory and margins have held or shifted.
Automated analysis for information & education. Not investment advice.
generated 02 Nov 2026, 17:51 EAT · every figure machine-checked against the engine's computed inputs · identical for all readers