HFCK

HFCK trades at 11.8 KES as of 24 July 2026. The value pillar ranks highest (score 89), led by a P/B of 0.28 and a P/E of 8.3; the earnings yield of 12.0% sits 3.0pp above the 364d T-bill rate of 9.03%. Revenue and earnings grew 17.0% year-on-year. The quality pillar scores 42, held back by ROE of 3.3% and ROA of 0.5%, though leverage at 5.07× debt-to-equity remains within banking-sector bands and revenue has never declined over the observation window. Health scores 100, as the F-Score signals 9 of 9 checks passed. The dividend pillar carries a zero score—no dividend was paid in either of the two observed financial years. Momentum is building history only (since 7 July 2026) and carries no score.

An overall verdict is withheld: the newest financial statement is 22 months old, only two years of history exist (three are needed), and the price itself is 73 trading days old. Liquidity ranks 87, with median daily turnover around 5.4 million KES and no days without trades. Confidence grades D. A fresh filing or an updated price quote would materially reshape the picture.

Automated analysis for information & education. Not investment advice.