IMH

I & M Holdings' value pillar ranks at the top of its range, led by a P/E of 3.2 and price-to-book of 0.52; the earnings yield of 31.1% sits well above the 364-day T-bill rate of 9.03%, a spread of 22.0 percentage points. Health scores perfect on all nine F-Score signals. Quality, at 73, is held back by a return on assets of 2.3%, though net margin stands at 30.9% and revenue has never declined over the observation window; return on equity comes in at 16.2%. Dividend performance ranks high at 83, reflecting two consecutive annual payouts with no cuts and earnings that cover the payout 7.26 times over, though the current yield is 4.3% and the payout ratio remains modest at 14% of earnings.

An overall verdict is withheld: the newest financial statement is 22 months old, and only two fiscal years of history are available (three are required for confidence). The stock trades at 81.75 Kenyan shillings as of 2 November 2026. Momentum data began accumulating only from early July 2026 and carries no score. Liquidity, at 67, reflects median daily turnover around 8.6 million shillings but represents just 2.6 basis points of estimated market capitalisation. Confidence grades C; a fresh annual filing would materially strengthen the picture.

Automated analysis for information & education. Not investment advice.