Insurance · EQUITY
JUB
Jubilee
Ksh 381.75
▲0.13% today
close 13 Jul 2026 · source mystocks
5 owned trading days · 07 Jul 2026 → 13 Jul 2026 · KES 381.00–382.75 · true span — the pipeline hasn't accumulated more yet
Why grade C: newest statement 18 months old · only 2 FYs of history (need 3)
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Automated analysis for information & education. Not investment advice.
The five pillars
composite Founding feature · KES 149/mo — open during beta
scored 13 Jul 2026 · weights profile Insurance · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value99
- P/E 6.597 ·w25
- P/B 0.61100 ·w20
- earnings yield 15.3% vs 364d T-bill 8.99% (spread +6.3pp)100 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +24.2% YoY100 ·w10
Financial health89
- F-Score 8/9 signals passed89 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality53
- ROE 9.3%37 ·w25
- net margin 6.5% (financial bands)22 ·w20
- net margin +1.5pp over window(short window)65 ·w15
- ROA 2.2%29 ·w15
- debt/equity 3.33× (financial-sector leverage bands)100 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability76
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 1.8% at current price23 ·w20
- earnings cover the dividend 8.33×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 12% of earnings40 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity46
- median daily turnover ≈ KES 317,616 over 5 observed days(short window)38 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 0.1bp of market cap (shares est. from NI÷EPS)(short window)1 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 65.0B | KES 4.2B | 58.33 | 7.00 |
| 2023 | KES 60.0B | KES 3.0B | 41.67 | 6.00 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
The AI analyst narrates this counter's computed numbers in plain language — same brief for every reader, checked so it never invents a figure. Not yet generated for this counter