Banking · EQUITY
KCB
KCB Group Plc
Ksh 81.50
▲1.88% today
close 13 Jul 2026 · source mystocks
5 owned trading days · 07 Jul 2026 → 13 Jul 2026 · KES 78.75–82.75 · true span — the pipeline hasn't accumulated more yet
Why grade C: newest statement 18 months old · only 2 FYs of history (need 3)
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Automated analysis for information & education. Not investment advice.
The five pillars
composite Founding feature · KES 149/mo — open during beta
scored 13 Jul 2026 · weights profile Banking · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value100
- P/E 4.4100 ·w25
- P/B 0.75100 ·w20
- earnings yield 23.0% vs 364d T-bill 8.99% (spread +14.0pp)100 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +49.8% YoY100 ·w10
Financial health100
- F-Score 9/9 signals passed100 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality81
- ROE 17.2%69 ·w25
- net margin 34.3% (financial bands)100 ·w20
- net margin +6.7pp over window(short window)100 ·w15
- ROA 3.1%32 ·w15
- debt/equity 4.61× (financial-sector leverage bands)92 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability61
- paid a dividend in 1 of 2 observed FYs (design window 5)(short window)50 ·w30
- yield 3.7% at current price46 ·w20
- earnings cover the dividend 6.24×100 ·w20
- needs two consecutive dividend-paying FYs— ·w15
- payout ratio 16% of earnings53 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity77
- median daily turnover ≈ KES 70,744,196 over 5 observed days(short window)96 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 2.7bp of market cap (shares est. from NI÷EPS)(short window)27 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 175.0B | KES 60.1B | 18.72 | 3.00 |
| 2023 | KES 131.0B | KES 36.2B | 11.28 | — |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
The AI analyst narrates this counter's computed numbers in plain language — same brief for every reader, checked so it never invents a figure. Not yet generated for this counter