Insurance · EQUITY
KNRE
Kenya Re-Insurance
Ksh 4.16
0.00% today
close 06 Nov 2026 · source mystocks
68 owned trading days · 07 Jul 2026 → 06 Nov 2026 · KES 3.31–4.47
Why grade C: newest statement 22 months old · only 2 FYs of history (need 3)
Automated analysis for information & education. Not investment advice.
The five pillars
composite —/100Data C
scored 06 Nov 2026 · weights profile Insurance · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value98
- P/E 0.6100 ·w25
- P/B 0.07100 ·w20
- earnings yield 164.9% vs 364d T-bill 9.03% (spread +155.9pp)100 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +16.0% YoY87 ·w10
Financial health100
- F-Score 9/9 signals passed100 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality63
- ROE 12.0%48 ·w25
- net margin 17.1% (financial bands)57 ·w20
- net margin +1.1pp over window(short window)61 ·w15
- ROA 4.4%37 ·w15
- debt/equity 1.75× (financial-sector leverage bands)100 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability98
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 43.3% at current price100 ·w20
- earnings cover the dividend 3.81×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 26% of earnings87 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity86
- median daily turnover ≈ KES 4,557,250 over 68 observed days(short window)66 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 15.7bp of market cap (shares est. from NI÷EPS)(short window)100 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 28.0B | KES 4.8B | 6.86 | 1.80 |
| 2023 | KES 25.0B | KES 4.0B | 5.71 | 1.60 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
Kenya Re-Insurance trades at 4.13 KES as of 2 November 2026. The value pillar scores toward the upper end, led by an exceptionally low P/E of 0.6 and P/B of 0.07, meaning the share price sits far below both earnings and book value; the earnings yield of 166.1% towers 157.1 percentage points above the 364-day T-bill rate of 9.03%. Quality lags, with ROE at 12.0% and ROA at 4.4% both modest for a financial insurer, though debt leverage of 1.75× sits within acceptable bands and revenue never declined over the observation window. The dividend pillar ranks highest, recording a yield of 43.6% at the current price, paid in both observed years with no cuts, and covered 3.81× by earnings at a payout ratio of 26%.
An overall verdict is withheld due to data deficiencies: the newest financial statement is 22 months old, and only two years of history exist when three are required for robust confidence. Momentum cannot yet be scored (building since July 2026). Liquidity remains adequate, with median daily turnover around 4.67 million KES and no material gaps in trading days. The confidence grade is C—meaning material reliance on incomplete records. A fresh annual filing will materially clarify the picture; until then, the numbers reflect a point-in-time snapshot vulnerable to unrecorded developments.
Automated analysis for information & education. Not investment advice.
generated 02 Nov 2026, 17:50 EAT · every figure machine-checked against the engine's computed inputs · identical for all readers