Insurance · EQUITY
LBTY
Liberty Kenya
Ksh 9.06
▼0.22% today
close 13 Jul 2026 · source mystocks
5 owned trading days · 07 Jul 2026 → 13 Jul 2026 · KES 8.94–9.08 · true span — the pipeline hasn't accumulated more yet
Why grade C: newest statement 18 months old · only 2 FYs of history (need 3)
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Automated analysis for information & education. Not investment advice.
The five pillars
composite Founding feature · KES 149/mo — open during beta
scored 13 Jul 2026 · weights profile Insurance · formulas on /methodology
Ring color: accent = confidence A/B, amber = C/D — a fixed-radius stroke, never a percentage fill.
Value100
- P/E 5.8100 ·w25
- P/B 0.29100 ·w20
- earnings yield 17.3% vs 364d T-bill 8.99% (spread +8.3pp)100 ·w20
- needs positive EPS and own P/E history— ·w15
- needs a dividend and own yield history— ·w10
- revenue/earnings growth +21.7% YoY100 ·w10
Financial health100
- F-Score 9/9 signals passed100 ·w70
- not meaningful for financial-sector counters (interest is their revenue)— ·w30
Quality46
- ROE 5.0%20 ·w25
- net margin 4.8% (financial bands)16 ·w20
- net margin +0.8pp over window(short window)58 ·w15
- ROA 1.4%26 ·w15
- debt/equity 2.63× (financial-sector leverage bands)100 ·w15
- revenue never declined over window(short window)100 ·w10
Dividend reliability92
- paid a dividend in 2 of 2 observed FYs (design window 5)(short window)100 ·w30
- yield 5.0% at current price62 ·w20
- earnings cover the dividend 3.49×100 ·w20
- never cut over 2 observed FYs(short window)100 ·w15
- payout ratio 29% of earnings96 ·w15
MomentumBuilding history — since 2026-07-07
- Building history — since 2026-07-07— ·w100
Liquidity41
- median daily turnover ≈ KES 107,090 over 5 observed days(short window)26 ·w40
- no trades on 0% of observed days(short window)100 ·w30
- daily turnover 0.2bp of market cap (shares est. from NI÷EPS)(short window)2 ·w30
Statements we hold
| FY | Revenue | Net income | EPS | DPS |
|---|---|---|---|---|
| 2024 | KES 16.5B | KES 800.0M | 1.57 | 0.45 |
| 2023 | KES 15.0B | KES 600.0M | 1.18 | 0.40 |
source v3-seed (vintage 2026-02) · refreshed per filing as filings are processed
Analyst brief
The AI analyst narrates this counter's computed numbers in plain language — same brief for every reader, checked so it never invents a figure. Not yet generated for this counter